Credit Report Balance Error Quill

How a Credit Report Balance Error Can Derail Your Mortgage Pre-Approval

The Quiet Threat in Your Credit File Most people check their credit score before applying for a loan. They look at the number, breathe a sigh of relief if it is high enough, and assume everything is fine. But a single credit report balance error can turn that assumption upside down. I have seen it happen to clients who were days away from closing on a home. Their FICO score looked good, but the detailed report showed a balance on an old account that should have been zero. T